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Flood

National Flood Insurance Program Changes

National Flood Insurance Program Changes
DEM Blogger
April 30, 2014

On March 21, 2014, President Obama signed the Homeowner Flood Insurance Affordability Act of 2014 into law. This law modified several aspects of the National Flood Insurance Program (NFIP), which is the federal government’s flood insurance program for communities that take active steps to mitigate flood hazards.

Many citizens with flood insurance through the NFIP saw their premiums increase as a result of previous legislation signed in 2012. This new law lowers many of those rate increases. It also provides refunds for a small number of policyholders who previously paid premiums that the new law makes excessive. All changes will be implemented over the next six to eight months.

To learn more about the Homeowner Flood Insurance Affordability Act, download FEMA’s fact sheet on this legislation (584k PDF).

For more information on flood insurance, see our flood risk and insurance page. For more information on floods in Fayette County, see our floods page.

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April 30, 2014
DEM Blogger

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New Flood Insurance Rates Go Into Effect Oct. 1, 2014